What is ACH?
The ACH Network processes electronic financial transactions – such as Direct Deposit and Direct Payments – for consumers, businesses, and federal, state and local governments.
How the Rules are made
When you wake up on a Friday and see that your salary was automatically deposited to your bank account, that’s ACH.
When you pay a bill online and save the hassle of writing and mailing a check, or set your mortgage, car loan and other recurring payments to automatically pay on the day of the month you choose, that’s ACH.
Those are just some of the ways that tens of millions of Americans use ACH, or the Automated Clearing House Network. Whether you know it as Direct Deposit, direct pay or electronic check, ACH is at your service handling everything from Social Security and salaries to mortgage and credit card payments and more. Just set it and forget it—no more worrying about getting payments in on time.
See ACH in Action
Network Administration Fees
ACH Volume and Value
ACH Network Fees
Members Only ACH
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