With a B2C payment, ACH enables a business to push money to a consumer's account. The most common form of a B2C payment is Direct Deposit. You can use this same method to pay customers for various reasons, including a business refund of an overpayment, or an insurance payment, among other examples. 

Most ACH payments occur the next day or same day.

Same Day ACH is a faster payments option that enables businesses to send and receive payments and information about the payments on the same day through the ACH Network.

Confirm with your financial services provider that your bank account is a business account and can be used to make and receive ACH payments. A financial services provider could be a bank, credit union, or payment processor.

• If you do not have a business bank account, open one with your financial services provider. A business account comes with additional services, features, and protections.
• If your business account is not ACH-enabled, tell your financial services provider you want to make and receive ACH payments.

As a business, you may offer the ability for consumers to visit your website and enter payment details allowing you to push money from your bank account into theirs.

You will need the consumer to provide their account information, both bank routing and account number, accurately.

As a business, you may allow consumers to call you with their bank account information to enable you to push money to their account.

The consumer will need to provide their account information, including bank routing and account number, accurately and in a safe and secure manner.

Some customers allow you to push money into their bank account by prior authorization. This is done by instructing your financial services provider to push the money on your behalf.

You will need to obtain the bank routing and account number of the customer that you are paying.

Establish and follow procedures to handle bank account information in a safe and secure manner.

Every financial services provider has its own policies and qualifications for its business customers to send ACH payments. Depending on your financial services provider, this may be offered online, through a mobile app, or through your accounting software.

With a B2C payment, ACH enables a business to pull money from your customer's account. Most ACH payments occur the next day or same day.

Same Day ACH is a faster payments option that enables businesses to send and receive payments and information about the payments on the same day through the ACH Network.

Confirm with your financial services provider that your bank account is a business account and can be used to make and receive ACH payments. A financial services provider could be a bank, credit union, or payment processor.

• If you do not have a business bank account, open one with your financial services provider. A business account comes with additional services and features that enhance and improve business processes and efficiencies.
• If your business account is not ACH-enabled, tell your financial services provider you want to make and receive ACH payments.

With a B2C payment, you can allow customers to visit your website and enter payment details that allow you to pull money from their bank account into yours.

Your customer will need to enter their bank account information, both routing and account number, accurately.

Talk to your financial services provider about sound business practices for preventing fraud and conducting business securely online.

As a business, you can allow customers to call you with their payment details to enable you to pull money from their bank account into yours.

You will need to obtain the bank routing and account number of the customer that is paying you.

Talk to your financial services provider about sound business practices for preventing fraud.

Some customers allow you to pull money from their bank account into yours by prior agreement. This is done by instructing your financial services provider to pull the money on your behalf.

You will need to obtain your customer's bank routing and account number.

Establish and follow procedures to handle bank account information in a safe and secure manner.

Every financial services provider has its own policies and qualifications for its business customers to send ACH payments. Depending on your financial services provider, this may be offered online, through a mobile app, or through your accounting software.