In this episode of Payments SmartCast, Form3’s Head of Product Miriam Sheril and Amy Morris, Nacha’s Senior Director, ACH Network Rules, explore how data analytics is transforming ACH operations.

Ahead of her session at Smarter Faster Payments 2025, Sheril explains how data insights are helping financial institutions streamline operations, reduce risk, and make faster, more informed decisions. Morris highlights how the Nacha Rules support financial institutions in leveraging data analytics while maintaining compliance, particularly when working with service providers like Form3. The discussion also covers best practices for financial institutions who are starting out on their data journey, from building internal alignment to investing in the right technology.

Much more was discussed, and you can listen to the complete podcast below.