ACH Network Sees Strong Start to 2025; Volume and Value Increases for Both Standard and Same Day ACH
RESTON, Virginia, April 23, 2025 – The ACH Network began 2025 with impressive gains in both standard and Same Day ACH during the first quarter.
ACH payment volume rose 4.2% to 8.5 billion. The value of those payments was $22.1 trillion, up $1.4 trillion, or 6.6%, from a year earlier.
Same Day ACH continued its growth trajectory, recording 326 million payments valued at $897 billion. Those represent increases of 19.1% and 24.8% respectively over the same time in 2024.
“As Same Day ACH nears moving one trillion dollars in a quarter, it is clear that this faster payment method is gaining acceptance across a range of use cases,” said Jane Larimer, Nacha President and CEO.
Business-to-business (B2B) payments continued robust growth. Following 2024’s growth of 11.6%, the volume of B2B payments on the ACH Network increased 9% in the first quarter to 1.9 billion. Of these, 125 million were healthcare claim payments from insurers to providers, an 8.1% increase.
Person-to-person (P2P) payments passed the 100 million mark in a quarter for the first time, with more than 109 million payments, a 20.4% increase.
“ACH continues to show remarkable growth, as consumers, businesses and other organizations recognize the value and convenience it provides,” said Larimer.
