Financial institutions in this category of membership influence the governance and direction of the ACH Network and the NACHA Operating Rules by participating in the NACHA Rule Making Process and voting directly on Rules ballots, and by participating in and leading NACHA Councils, committees, and initiatives. Members in this category are eligible to serve on the NACHA Board of Directors and provide leadership and vision for NACHA’s future.
Direct Financial Institution Members are active participants in NACHA’s efforts to influence and shape regulatory, legislative, and ACH Operator policies that affect the payments system. These efforts have helped reduce risk to financial institutions and their customers, ensured fair competition, and reduced financial institutions’ regulatory compliance costs. Any depository financial institution that is also a member of a Regional Payments Association is eligible to apply.
Any FDIC insured depository financial institution. For more information on Direct FI Membership via email click here.
American Express Centurion Bank
Bank of America
BB&T
BMO Capital Markets
BNY Mellon
Capital One
Citibank N.A.
Discover Financial Services, Inc.
Fifth Third Bank
First PREMIER Bank
Huntington National Bank
J.P. Morgan
KeyBank
MetaBank
Navy Federal Credit Union
PNC Bank
RBS - Citizens Bank
Regions Bank
SunTrust
Synovus Financial Corporation
TCF National Bank
TD Bank
The Bancorp Bank
U.S. Bank
Wells Fargo
Zions Bancorporation
