NACHA Code of Conduct
NACHA manages the development, administration, and governance of the ACH Network and is the national association responsible for ACH payments. It is important that activities that affect the ACH Network be conducted with the highest levels of integrity, professionalism, and fairness. This Code of Conduct has been adopted to further such integrity in the best interest of a mutually beneficial network. This Code of Conduct identifies the standards of behavior expected of members of NACHA and its various programs, and non-member organizations engaged in NACHA’s activities and/or providing services to NACHA.
An organization and its representatives are in good standing under this Code if they:
- Adhere to the spirit as well as the letter of all applicable regulations and laws, including antitrust, banking, privacy, and other relevant laws;
- Avoid even the appearance of any criminal offense or professional misconduct;
- Conduct business in a manner that does not adversely affect the ACH Network;
- Conduct all activities in a professional manner, thereby bringing credit to the payments profession;
- Remain current with all financial obligations to NACHA;
- Comply with all applicable NACHA policies and procedures; and
- Work together to promote the efficiency, reliability, and security of the ACH Network.
**NACHA reserves the right to disassociate itself from any organization that, in NACHA’s opinion, fails to abide by these principles or otherwise brings discredit to NACHA and/or the payments profession.
